- Remove Judgments, Fix Your Credit Profile & Improve Your Credit Score.
If you’re struggling with judgments, negative listings, or a low credit score, you are not alone. Thousands of South Africans are declined for loans and finance every month due to credit bureau listings that can be legally corrected or removed.
At Debt Partners, we provide professional judgment removal and credit repair services in South Africa, helping consumers restore their credit profiles and regain access to financial opportunities.
How Judgments Affect Your Credit Score
Judgments are among the most damaging credit listings and can:
- Severely reduce your credit score
- Lead to declined bond, loan, or vehicle finance applications
- Result in higher interest rates
- Affect employment in credit-sensitive positions
Many consumers only discover a judgment after a declined application.
Can Judgments Be Removed from a Credit Record?
Yes. Judgment removal is legal in South Africa when done in accordance with the National Credit Act (NCA) and credit bureau regulations.
Judgments may be removed if:
- The debt has been paid or settled
- Legal or procedural errors occurred
- The consumer was not properly notified
- The listing is inaccurate, outdated, or unlawful
Our experienced credit repair specialists ensure every step is fully compliant.
Our Judgment Removal Process
1. Credit Profile Assessment
We analyse your credit reports from all major South African credit bureaus.
2. Judgment Verification
We assess the legality, accuracy, and compliance of each judgment.
3. Settlement or Legal Resolution
Where required, we assist with settlements or procedural corrections.
4. Credit Bureau Removal
We submit supporting documentation to ensure the judgment is removed from your credit record.
What Is Credit Repair?
Credit repair involves correcting incorrect, outdated, or unfair information on your credit report.
Our credit repair services address:
- Incorrect or paid-up judgments
- Duplicate or outdated accounts
- Prescribed debt
- Incorrect balances or statuses
- Incorrect personal information
The result is a cleaner credit profile and improved credit score.
Why Choose Debt Partners for Judgement Removal?
✔ Experienced South African credit repair specialists
✔ Fully compliant with the National Credit Act
✔ Faster results than doing it yourself disputes
✔ Reduced stress and paperwork
✔ Personalised support and guidance
How Long Does Credit Repair Take?
Most clients see improvements within 30 to 90 days, depending on:
- Number of listings
- Credit bureau response times
- Whether settlements are required
Each case is unique, which is why a professional assessment is essential.
Credit Repair Services Across South Africa
We proudly assist clients nationwide, including:
📍 Credit Repair in Johannesburg
Helping Gauteng residents remove judgments and improve credit scores.
📍 Credit Repair in Bloemfontein
Professional judgment removal and credit bureau corrections.
📍 Credit Repair in Mpumalanga
Supporting KZN clients with legal credit repair solutions.
📍 Credit Repair in Pretoria
Expert assistance with judgments, defaults, and credit clean-ups.
Start Fixing Your Credit Record Today
A poor credit record does not define your future. With professional judgment removal and credit repair services, you can rebuild your credit profile and move forward financially.
📞 Contact us today for a free and confidential credit assessment
📍 Serving clients across South Africa